1.0 INTRODUCTION

Access Bank Plc is on the company carrying on the business of commercial banking in Nigeria.
Access Bank Plc has its registered corporate head office at Plot 1665 Oyin Jolayemi Street Victoria Island Lagos. Access bank Plc was in- corporated as a private limited liability company on February 8, 1989, to undertake the business of commercial banking and commercial operations started on May 11, 1989. The bank converted to a public limited liability company on March 24, 1989 and was subsequently listed on the Nigeria Stock Exchange on November 18, 1998 at an initial offer price of 70kobo per share. The bank was issued a universal banking license by the Central bank of Nigeria on February 5,2001. The Central Bank of
It is different from program management in that program management is concerned with managing a group of inter-dependent projects.[2]
In computer science, a process is an application in execution. When a process is using the CPU, it is actually running and doing some work. However, it will not always stay in that state. If a process does I/O and the device is not ready or just slow, the process will become blocked and be unable to do any more work until the I/O is complete.
In a multitasking environment, a process is not allowed to use the CPU all the time. At intervals (maybe signalled by a timer interrupt) it will be stopped by the O/S so that another process can run. In this state it is not running, but is runnable.

1.13 Strategic management

Strategic management is the process by which a firm manages the formulation and implementation of its strategy.
Strategic management operates on several time scales. Short term strategies involve planning and managing for the present. Long term strategies involve preparing for and preempting the future. Marketing strategist Derek Abell (1993), has suggested that understanding this dual nature of strategic management is the least understood part of the process. He claims that balancing aspects of strategic planning requires the use of dual strategies simultaneously.
Strategic Management is actually a solid