about what you do, but who you are. The main characteristics that effect a person’s insurance is their driving record, age, gender, and where they live. Car insurance rates are mainly based on statistics. After understanding what factors influence car insurance, it will be easier to see what can be done to change them. The most important thing that affects your car insurance rate that you have the most control over is your driving record. According to nhtsa.gov, “In 2012 there were an estimated…
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