Public Bank Leadership Essay

Words: 7525
Pages: 31

The Leadership Style/ Approach of a Successful Organisational Leader in Malaysia

PUBLIC BANK BERHAD

Introduction (Public Bank Berhad)
Established in 1966 by its Founder and Chairman, Tan Sri Dato’ Sri Dr. Teh Hong Piow, Public Bank is a leading provider of financial services in Malaysia with banking operations in Hong Kong and China, Cambodia, Vietnam, Laos and Sri Lanka. In Malaysia, Public Bank is one of the most efficient banks as reflected by its low cost to income ratio.
Public Bank is a top-tier bank in Malaysia, well-reputed for its prudent management, superior customer service, uncompromising service delivery standards and strong corporate governance and corporate culture. Public Bank remains untouched by the global

Public Bank is a market leader with a strong and profitable franchise in consumer banking and retail commercial lending to mid-market small- and medium-sized enterprises in Malaysia. The Bank’s market share for loans has doubled since 2001. The Public Bank Group has a strong franchise in deposittaking business in Malaysia and in its overseas operations. Similar to that of loans, Public Bank’s market share for core customer deposits had increased significantly over the years.
In terms of scale, the Public Bank Group has a large customer base with extensive points of access in Malaysia and in the region.
Strong Financial Ratings
Public Bank continues to be accorded with strong credit and financial ratings due to its strong capitalisation, strong asset quality, consistently profitable financial performance and strong risk management.
Moody’s Investor Service reaffirmed Public Bank’s long-term deposit rating of A3 and short-term deposit rating of P-1 with stable outlook. Standard & Poor’s Rating Agency also reaffirmed Public Bank’s A- long-term rating and A-2 short-term counterparty credit rating with stable outlook. Rating Agency Malaysia reaffirmed Public Bank’s long-term rating of AAA, the highest accorded by Rating Agency