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RBC Rewards VISA Gold
N KALAIR 4512 2380 1122 2170 STATEMENT FROM NOV 15 TO DEC 13, 2011

PREVIOUS STATEMENT BALANCE
N KALAIR 4512 2380 1122 2170 ¯ PRIMARY
TRANSACTION POSTING DATE DATE ACTIVITY DESCRIPTION

$1,806.93

IMPORTANT INFORMATION

RBC REWARDS POINTS
Previous Points balance Points earned this statement New points balance 8,041 0 8,041

AMOUNT ($)

DEC 05 DEC 13 DEC 13

DEC 05 DEC 13 DEC 13

PAYMENT ¯ THANK YOU / PAIEMENT ¯ MERCI
74510201339710880290208

¯$300.00 $25.00 $41.04

CONTACT US
Customer Service / Lost & Stolen 1-800-769-2512 Collect Outside North America (416) 974-7780 RBC Rewards Travel Redemption 1-877-636-2870 Merchandise Redemption 1-800-769-2512 Web site www.rbcrewards.com

OVERLIMIT FEE PURCHASE INTEREST 19.99%

NEW BALANCE
Time to Pay

$1,572.97

PAYMENTS & INTEREST RATES
Minimum payment Payment due date Credit limit Available credit Annual interest rates: Purchases Cash advances $76.00 JAN 09, 2012 $1,000.00 $0.00 19.99% 19.99%

If you make only the Minimum Payment each month, we estimate it will take 13 year(s) and 3 month(s) to fully repay the outstanding balance. Our estimate is based on the New Balance shown on this statement and your current credit card account terms.

Please Note:
Your current balance exceeds your established credit limit. Please refrain from using your card until your balance is within the limit and payments are up to date. For assistance, please contact one of our customer service representatives.

CALCULATING YOUR BALANCE
Previous Statement Balance Payments & credits Purchases & debits Cash advances Interest Fees $1,806.93 -$300.00 $0.00 $0.00 $41.04 $25.00

INTEREST RATE CHART
Rate (%) 19.99 Remaining Balance** $1,531.93 Expiry Date

NEW BALANCE

$1,572.97

** The "Determination of Interest" section on the back of your statement explains how interest is charged and how you may avoid interest charges on purchases and fees and the "Applying your payments" section explains how payments are applied to the Remaining Balances shown above.

RBC ROYAL BANK CREDIT CARD PAYMENT CENTRE P.O.BOX 4016, STATION "A" TORONTO, ONTARIO M5W 2E6

NEW BALANCE

MINIMUM PAYMENT

PAYMENT DUE DATE

AMOUNT PAID

$1,572.97

$76.00

JAN 09, 2012 RBC Rewards VISA Gold 4512 2380 1122 2170

$

RBC0150150_1056036_033-142456

02263

Payment options · Telephone banking 1-800-769-2511 · Online banking www.rbcroyalbank.com · RBC Royal Bank ATM · RBC Royal Bank Branch

N KALAIR 4 GIZA CRES BRAMPTON ON L6R 2R3

O1STMBPE E P stmts (05/11)

IMPORTANT INFORMATION ABOUT YOUR CREDIT CARD STATEMENT
The following is a summary of certain terms and conditions of your credit card account and details about some of the information shown on the front of your statement. It is provided to help you read and understand your statement. Please refer to your RBC Royal Bank credit card agreement for complete terms and conditions for your Account. Statement Period. Your statement covers activity on your account from the day after your previous statement was prepared to the last day of this statement period (Your Statement Date). If the date we would ordinarily prepare your statement falls on a date for which we do not process statements (for example, weekends, and certain holidays) we will prepare it on our next statement processing date. Your Payment Due Date will be adjusted accordingly.

YOUR RESPONSIBILITIES
Review your statement. Review your credit card statement carefully. If you think there is an error, omission or irregularity you must contact us no later than 30 days following your Statement Date at 1-800-769-2512. After the 30 days, our records will be considered correct except for credits