401(k)/IRA Business Funding

Fund your business using your retirement funds tax deferred and penalty free.
Your 401(k), IRA or other qualified retirement account can be the key to starting your business debt-free and cash-rich. Benetrends’ exclusive Rainmaker Plan® allows you to utilize the full potential of your existing retirement accounts to purchase your own business, thereby enabling you to eliminate or reduce the need for additional loans. Benetrends has been helping visionary entrepreneurs successfully launch their dreams for nearly 30 years, with proven and innovative funding strategies that make the most of every opportunity, while minimizing risk. We have been at the forefront of developing 401(k)/IRA business funding, without penalty, and we are regarded as the authority in franchise and small business funding. Whatever the solution is, you can be confident we will get you the funding you need - quickly, safely and economically.

Retirement Plan Business Funding

Here’s How it Works:
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Some of the plans that qualify:
• • • • • • • • • • • • 401(k) Plans 407 Plans (government agencies) Cash Balance Plans Employee Stock Ownership Money Purchase Plans SEPs 403(b) Plans Annuity Plans Defined Benefit Plans IRAs Rollover Plans SIMPLE Plans

Benetrends will establish a corporation for you, with its own customized retirement plan. You then roll over your current retirement plan funds into your new corporation’s customized retirement plan. Your new retirement plan purchases stock in your new corporation. Your new corporation now has the capital to start, purchase or recapitalize a business or franchise.

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Find out more, call Larry Carnell at 866.423.6387 Ext. 156 or click here
D 777.652.5393 | F 267.638.9012 | E lcarnell@benetrends.com

> We’ll help structure the best funding for your new franchise
FUNDING OPTIONS PRODUCT PROFILE
> > > > > > > > Rollover funds from a qualified retirement plan to start a business No early distribution taxes or penalties Minimizes going into debt for the start-up No business financials are required / applies to new and existing businesses Business sponsors a qualified retirement plan to create wealth Can be used to expand the business or provide additional working capital Amount and type of retirement funds determine eligibility Up to 100% of existing funds available for use

ELIGIBILITY

Rainmaker Plan
Access existing retirement funds to start or purchase a business, tax deferred and penalty free.

Based on: > Sufficient qualified retirement plan: 401(k), IRA*, 403(b), PSP, SEP IRA. Other plans may qualify. Call for details.
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Roth IRA ineligible

SBA Loans 7a
Designed for start-up and existing businesses.

> Loans can be used for any legitimate business purpose including working capital, machinery, equipment, furniture and fixtures, leasehold improvements, building acquisition or construction and in some circumstances debt consolidation > Funding available from $20K to $5M > Longer terms/amortizations available

Based on: > Strong personal credit > Industry experience > For profit business > Good character > Collateral may be required

SBA 504 Loans
Finances fixed assets for small firms and plays a key role in creating and retaining jobs.

> The business loan must be for real-estate or equipment > The bank takes a first mortgage of 50% and the borrower is expected to come up with 10%. > The remaining 40% is raised by sale of debentures that provide the borrower with a 20 year fixed rate > Most 504 projects are in the $200,000 to $13.7 million range

Based on: > Strong personal credit > Industry experience > For profit business > Good character > Collateral

Securities Backed Line of Credit
A bank line of credit that is backed by sufficient securities in your bank account or portfolio to use as collateral.

> Cash needs can be satisfied without selling assets, keeping your long term investment plan in place > Avoid paying capital gain if you have low cost basis stock which you