5 Investment Advice Articles Article #1 ­
Summary based on an article by
Mary Beth Storjohann for dailyfinancial.com
This article emphasizes the importance of healthy asset allocation and diversification. 5 rules of thumb and money principles were included to help readers learn how to make intelligent and responsible investment decisions. the first rule,
“Go in for the ask” stated that you needed to make more money in order to save more money, which requires advancing your salary, supporting yourself and your skills to grow your income.
“Set it and forget it” ­ set up an automated monthly contribution to your IRA and 401(k).
“Seek out wise, unbiased advice” don’t go with your emotions to make financial and/or investment decisions you’re unsure of, consult a trusted financial advisor.
“Get Creative” find what works best for you, and work with it, don’t make all your financial decisions based on a “financial guru”. The last ‘rule of thumb’ of the 5 is
“Spot Check” ­ even in times you’re certain everything is going well and according to plan, check your financial standings. Lastly, always check with your financial advisor before changing your allocations and/or general strategies.
Article #2 ­ Summary based on: Warren Buffett's Best Money Advice
Warren Buffett's ‘Best Money Advice’ proves to be simpler and more readily available than I expected. The first tip Buffet gives is to
Borrow Wisely
. He advises the reader only to take out loans when necessary, that will be an investment to your future. Secondly, the tip is to
Pay
Yourself First
. This focuses on budgeting your necessities, then deciding how much you want to save, and setting up automatic monthly deposits into your savings account; “
Don't save what is left after spending; spend what is left after saving.”.
Don’t Underestimate Your Habits
­

“
Chains of habit are too light to be felt until they are too heavy to be broken.
”.
This point emphasizes that it is essential to break your bad money habits before they completely overtake your finances.
Price and Value Aren’t the Same Thing ­ “
It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price.”
Frugality is about buying value at a low price.
Break the Paycheck to Paycheck Cycle ­ “
Should you find yourself in a chronically leaking boat, energy devoted to changing vessels is likely to be more productive than energy devoted to patching leaks.”.
‘Changing vessels’ can be considered anything that will help you break the cycle, such as reevaluating needs vs. wants, downgrading, and looking for regular expenses you can trim.
Article #3 ­
Summary based off: investing advice.com’s article ­ most important indicators of a stocks health
This article was advising how to determine, and listing indicators of, a stocks health and potential for growth. The first ‘indicator’ was the companies earnings, stating that the more profitable the company is, the more profitable it’s stock will be. The next indicator is the company's price to earnings ratio. Small­scale, swiftly growing companies may have a high P/E ratio, but their rapid rate of growth could make them a smart investment nonetheless. Dividend payout and consistency of a company from the last five to ten years will show whether or not it is growing and financially stable. Finally, it is important to observe a company's Debt ratio, their ability to pay off debt, and with their total amount of debt. The greater the debt, the greater the likelihood that company is on their way to financial trouble.

Article #4 ­ Summary based off of: tradeking.com (article) ­ how to pick stocks
The first consideration when picking a stock, is what makes that particular stock a good investment. Stability, volatility, and the specific market conditions of the stocks industry would be the three most important