GBL 295 Exam 2 Tort: A “Civil Wrong” Torts refer to a general classification covering civil causes of action providing private remedy for injury to one party caused by the tortious conduct of another party. The goal of tort law is to shift / distribute losses from victims to perpetrators. Compensation: Through the award of damages. The object of compensation is to place the victim in the position he/she was before the tort was committed. Difficult to do, so we compensate. Assault: Occurs when one person intentionally puts another in reasonable fear of an imminent offensive or harmful bodily contact Battery: Harmful or offensive touching ­ includes pushing, punching, spitting, or shooting. False Imprisonment: The
No­fault insurance has the goal of lowering premium costs by avoiding expensive litigation over the causes of accidents, while providing quick payments for injuries or loss of property. Further, no­fault systems often grant "set" or "fixed" compensation for certain injuries regardless of the unique aspects of the injury or the individual injured. No­Fault Threshold: Significant or permanent loss of an important bodily function, permanent injury within a reasonable degree of medial probability, significant/permanent scarring or disfigurement or death. Worker’s Compensation: The law requires that every employer subject to the Act must provide some way of assuring that it can pay benefits to its workers should they become injured. Most employers in Michigan provide this security by purchasing an insurance policy from a private insurance company. This eliminates fault in cases of injury by an employee while working.

Proximate Cause: An event sufficiently related to a legally recognizable injury to be held to be the cause of that injury Agency: A