monthly income is less than the applicable state median, the plan will be for three years unless the court approves a longer period "for cause” (United States Courts, 2015).” In today’s economy, more people are borrowing money to pay debts, pay for education, and to finance their lives with money their job does not supplement. According to Business Insider, “William Brewer, president of the National Association of Consumer Bankruptcy Attorneys states, the amount of student borrowing crossed the $100…
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