POWER OF ATTORNEY
Date: The undersigned whose address is does hereby constitute and appoint to be the undersigned’s true and lawful attorney for and in name, place and stead for the undersigned to do and to perform all and every act as if the undersigned were personally present with full power of substitution and revocation, hereby ratifying and confirming all that said attorney-in-fact does, including the following: Purchase Initial Contract for the purchase of the property described below upon such terms and conditions as my said attorney-in-fact shall deem appropriate, executed any and all mortgage application documents, execute any and all mortgage closing documents, including but not limited to the note and mortgage, the RESPA statement, and execute any and all documents associated with the closing of the property described below, including but not limited to, closing statements, escrow agreements, and releases. Or; Refinance Initial Contract for the refinance of the property described below upon such terms and conditions as my said attorney-in-fact shall deem appropriate, including, but not limited to, execution of all mortgage application documents, and execution of all mortgage closing documents, including, but not limited to, the mortgage note, the mortgage, and closing statements.

The property address or description for which this Power of Attorney is granted is described as: ____________________________________________________

This Power of Attorney shall